My wife is a ( very good) high school science teacher and she reaches retirement age soon. So we were off to see a financial planner ( from Aware).
We learned a lot. As a married couple we needed to reach a certain figure a year to be comfortable. My wife is on the old super scheme and gets a pension for life as a % of her last salary. We reached it before adding any dividends from our modest stock portfolio (much reduced from when we salary sacrificed into super) and a minimum allocated pension from my Super.
It seems it will be some time until it is safe for my wife to travel as she loves. She simply takes out a small lump sum from either super fund ( she has to have two as a teacher) to pay for it..
Thus at some stage over the next two years neither my wife nor I will be working.
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